Temu Fee & Profit Calculator

What Fees Does Temu Charge Sellers?

Temu sellers in 2026 pay fees through one of two distinct programmes. Consignment sellers ship inventory in bulk to Temu warehouses and accept a negotiated supply price — their effective commission lands at 2-5% of the retail price with no subscription, payment processing, or last-mile shipping costs on their side. Semi-Managed sellers list their own products, set their own prices, and pay an 8-15% referral commission, 2.9% + US$0.30 PayPal processing, a US$39/month business subscription, and cover shipping and returns themselves. Our calculator models both programmes so you can compare your true cost per order before listing a single SKU.

Temu Commission Rates by Category & Programme (2026)

Temu does not publish an official public fee schedule — rates are confirmed during seller onboarding. The table below shows representative ranges based on publicly available seller reports and community data. Always verify the exact commission for your category directly in the Temu Seller Center.

For the full fee breakdown including marketplace claw-backs, packaging compliance penalties, and the category-by-category security deposit, see our complete Temu seller fees guide.

How Do I Calculate Temu Fees?

For semi-managed sellers, total Temu fees ≈ (referral% × order total) + (2.9% × order total + $0.30) + ($39 / monthly orders). For a US$24.99 home & kitchen item at the 10% mid-range referral, the maths is: $2.50 commission + $1.02 payment + $0.20 subscription (at 200 orders/mo) = $3.72 in marketplace fees, or about 14.9% of revenue before shipping and COGS. Add a $4.50 shipping cost and a 12% returns reserve and the all-in take rate climbs to roughly 35%. The calculator above does this instantly for whichever programme and category you select.

Consignment vs Semi-Managed: How Much Does Each Cost?

On a US$10 retail item where Temu negotiated your supply price at US$3.00, the consignment effective commission is whatever you give up against retail — about $7.00, or 70% of retail. But you keep 100% of your $3.00 supply price with zero further deductions, so the right framing is "Temu pays me $3 per sold unit, full stop." The semi-managed equivalent: list at $10, pay 10% referral ($1.00) + 2.9% + $0.30 PayPal ($0.59) + pro-rated subscription, leaving you about $8.10 of gross revenue — from which you still need to cover COGS, shipping (typically $3-15), packaging, and returns. The choice is between guaranteed-low operational cost (consignment) and full pricing control (semi-managed), not a like-for-like fee comparison.

Why the US$0.30 PayPal Fee Punishes Low-Ticket Items

The flat US$0.30 transaction component of PayPal processing is the single biggest reason cheap items struggle on Temu's semi-managed programme. On a $5.00 item, payment processing alone takes $0.45 — 8.9%. On a $50.00 item it's $1.75, or just 3.5%. If you're listing under $10 with a category referral above 10%, the calculator will almost certainly show a negative net margin after shipping. Either raise your price into the $15-30 sweet spot or push the SKU into the consignment programme where Temu absorbs payment processing.

How to Reduce Your Temu Fees

• Match the right programme to the right SKU. Consignment fits high-volume, low-AOV products where Temu can move inventory faster than you can. Semi-managed fits higher-AOV, brand-led items where price control and customer relationships matter. Don't put both through the same lane.
• Push category mix toward lower-commission leaves. Electronics and toys typically sit at the bottom of the 8-15% semi-managed band; fashion and beauty at the top. A 4-percentage-point commission gap on a $20 item is $0.80 saved per unit — meaningful at 1,000 orders/month.
• Raise AOV above $15 to dilute the flat $0.30 PayPal fee. Bundle accessories, push tiered pricing, or set a free-shipping threshold that lifts cart size. The fixed fee hurts least at higher order values.
• Negotiate harder on consignment supply price. The supply price is the single lever that determines your consignment net. Walk in with cost models, comparable retails on Shopee and Amazon, and a willingness to walk if Temu's offer leaves you under 25% gross margin.
• Decouple the subscription cost from per-order maths. The $39/mo business subscription is fixed — not per-order. If you're below 100 orders/month it adds up to $0.39+ per unit; above 1,000 it's $0.04. Either scale or stay on the individual seller plan until volume justifies the upgrade.
• Cash-flow check the consignment programme. Inventory sitting in Temu's warehouse plus weekly-to-bi-weekly payout cadence can push your days inventory outstanding past 60 days on that channel alone. Model the working capital lock-up before committing to a large consignment shipment.

If you're already running on Shopee, Lazada, or Amazon alongside Temu, fee-tracking gets messy fast. OneCart consolidates orders, fees, and net-of-fees revenue from every marketplace into one dashboard so you can see real per-channel profitability instead of guessing.

Temu Fees vs Other Marketplaces

Temu's semi-managed referral (8-15%) sits in line with Amazon FBA (8-15%) and eBay (13-15%), and is materially more expensive than Shopee (1-10%), Lazada (1-8%), or TikTok Shop (2-8%). Temu's consignment programme (2-5% effective) is among the cheapest commission rates anywhere — but only because you're surrendering pricing control. The right marketplace for you depends on your category, AOV, and how much customer ownership you're willing to give up. For a deeper marketplace-vs-marketplace breakdown see our Lazada vs Shopee head-to-head.

Frequently Asked Questions

How much commission does Temu take from sellers?

It depends on the programme. Consignment sellers see an effective commission of 2-5% of retail (built into the negotiated supply price). Semi-managed sellers pay an 8-15% referral commission on every order, plus PayPal processing of 2.9% + US$0.30. Categories at the lower end include electronics and toys (8-10%); fashion and beauty sit at the top of the band (10-15%).

Is there a monthly fee to sell on Temu?

Consignment sellers pay no monthly subscription. Semi-managed individual sellers also pay nothing. Semi-managed business accounts pay US$39/month. The calculator pro-rates this across your monthly order count so you can see the per-unit impact for your volume.

Does Temu charge listing fees?

No. Temu charges no listing fees and no per-SKU charges on either programme. You can list as many products as you like. That makes it cheaper to test new SKUs than on eBay, which charges insertion fees for high-volume sellers.

How are Temu fees deducted from my payout?

On the semi-managed programme, fees are deducted from each order's payout in real time and the remainder is sent to your PayPal account on a rolling cadence (usually weekly to bi-weekly). On consignment, Temu pays you the agreed supply price per sold unit — there are no separate fee deductions because the fees are already priced into the supply price you agreed at onboarding.

Are Temu fees the same in every country?

The fee structure (referral, payment processing, subscription) is the same across Temu's global markets, but the category referral rates can vary by region and can also be adjusted during promotional periods. Always confirm your category's exact rate in your local Temu Seller Center before pricing. Shipping costs vary the most by region — sellers shipping from Asia to the US or Europe typically pay US$3-15 per parcel, while domestic US-to-US shipping can land at $3-7.