Payment Gateway Singapore

The best payment gateway in Singapore for 2026 comes down to three things: fees (from 1.0% + S$0.20 at the low end to 3.9%+ at the high end), PayNow and GrabPay support, and how fast you actually get paid. Below, we compare the 10 best Singapore payment gateways head-to-head — Stripe, HitPay, 2C2P, Airwallex, PayPal, Fiuu, and 4 more — on transaction fees, settlement timelines, PayNow + GrabPay coverage, and best-fit by business type.

Picking the right payment gateway in Singapore can feel like a massive task, but it’s a decision that impacts everything from customer trust to your bank account. A payment gateway is your online shop’s digital cashier—a secure go-between that handles the complicated process of getting you paid. It connects your website, your customer’s bank, and your bank, ensuring the funds are available and every dollar lands where it should.